payment fraud

merchant fraud

money laundering


We decomplexify & disrupt the payment fraud detection and anti-money laundering industries with our patent pending AI super brain.

Trusted by

What makes us different

Powerful Network Effect

We connect all our customers to the same centralized AI super brain - creating powerful network effects, benefiting everyone.

Pioneering Patent

Just plug in to our API and get protection from the most cutting-edge AI.

SaaS Solution

Pay-per-use protection, top performance, unrivalled value - all from day one.

Future Proof

Our super brain automatically updates and scales, so you can grow your business not your costs.

Payment Fraud Detection

No integration / setup costs

Payment fraud scores from day one

Fully configurable risk-appetite thresholds

Reduce false positives and maximise conversion

Cut operational costs of fraud management

Future proof with constant machine learning

Powerful network effects

Responses below 100ms

Merchant Initiated Fraud Detection

Leverages Payment Fraud Detection platform

Continuously monitors risk indicators

Looks for known fraudulent patterns

Identifies anomalies and outliers

Provides alerts and reports

Allows for real-time responses

Reduces cost of merchant onboarding

Facilitates control of merchant portfolio risk

Money Laundering Detection

Utilises diverse big data sets

Monitors broad payment flows

Leverages supervised and unsupervised learning

Provides alerts and reports

Allows for real-time responses

Facilitates targeted investigations

Aids AML Compliance

Reduces operational costs

Fraudio empowered Viva Wallet to grow 7x in transactions, increase their risk teams' efficiency by 600% and generated an 8x return on investment.

“I see the bottom line. The bottom line is that each and every notification that Fraudio sends to us is taken very seriously and very promptly within our team. Every fraudulent transaction that is under the umbrella provided to us by Fraudio is caught very early on.”

Giorgios Gkionis

Chief Software Architect (Risk and AML) at Viva Wallet

Truly next

Thanks to our disruptive patent pending technology we can connect every merchant, payment service provider, merchant acquirer and card issuer - of all sizes - to the same centralized Artificial Intelligence brain trained with billions of transactions.

This unleashes powerful network effects, backed up by our performance, which allows us to make:

Up to 30x better results than single dataset models

15x better than one of the card scheme solutions

40% better results than one of the top 3 fraud detection vendors

Aldwyn Wayne, CEO @ WiPay

“As a technology leader in the space, we accept that innovative technology brings new opportunities as well as threats. Cybersecurity has always been at the forefront of all WiPay’s solutions. Fraudio adds an additional layer of protection for our customers and our customers’ customers. This investment is just another of our proactive steps that WiPay has taken to ensure the safety of our platform.”

John Mollenthiel - Chief Strategy Officer WiPay

“From our first meeting with Fraudio, our interest was piqued by their AI-based approach to Fraud Detection. This was something that we hadn’t seen before. With their unique centralized dataset, Fraudio brings intelligent fraud detection built on knowledge from both the acquiring and issuing sides of the payments industry. This adds a layer of protection for all WiPay customers and takes our Fraud Detection to a level that other anti-fraud solutions aren’t able to reach.”

Nathalie Siegl - CEO @ IXOPAY

“We give our clients the best. That is what we do. Partnering with Fraudio enables us to offer outstanding fraud protection from a company that shares the same core values as us and a market changing offering.”

Jaime Aragón Calvo, VP of Data Science @

“We chose Fraudio because their analytical process was trustworthy, and they were able to adapt to Bold’s processes and architecture. The solution was easy to implement and required few operational resources to give us the desired protection. We were able to get up and running with the merchant-initiated fraud product through daily batch data initially, and move onto real time data later, showcasing the flexibility and creativity of the Fraudio team and, most importantly, allowing us to go-to-market sooner.”

Ricardo Costa - CEO @ LOQR

“Strategic partnerships such as this one with Fraudio are essential to help us boost our growth and give us the chance to focus our efforts to provide compliant, fraud-proof, and client-centric solutions. At the same time, it allows us to reach new markets and customers as we guarantee a secure infrastructure for their operations”

Juan David Rua - CEO @ ePayco

“We chose Fraudio as a provider for two main reasons. First, to leverage their AI that is already learning from billions of transactions. Second, Fraudio focuses on serving the payment industry and has a deep knowledge and understanding of our needs.”

Eduardo Pontes - Founder and CEO @ SaltPay

“In all these years and after having seen and used many anti-fraud tools, Fraudio was the only company I've seen offer a product that really works.”

Viva Wallet

"Fraudio enables us to detect fraudulent merchants and money laundering, ensuring the safety of our clients against Fraud in Payments."

Next Generation Fraud Detection.

Our proprietary plug & play AI brain does not need long and costly integration or configuration and is constantly learning. That is why we are a Generation 3 provider - taking it to the next level - no more rules based systems (Generation 1) or bespoke machine learning (Generation 2) based solutions.

Measure results yourself!

How about trying our solution and experiencing the next generation of fraud detection for yourself?